mortgage guide

You should consider having any home you are thinking of buying inspected by a knowledgeable and professional inspector.

The home inspector’s role is to inform you on the property’s condition. He will tell you if something is not functioning properly,…

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Can I get pre-approved for a home purchase loan before I’ve found my property?

Absolutely.  However, you should note that this pre-approval is not the same as a commitment letter.  The pre-approval states the amount you will qualify for as…

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In most cases, owning is almost always better than renting. When you rent you just pay money out but you don’t have any return on your investment.
It’s like leasing a car without being able to write it off.…

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My dad used to tell me all the time, if you get a ticket, make sure you fight it. Car insurance is very expensive and you want to keep your insurance in good standing. The same thing applies to

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How many of you went to the bank for your mortgage?

How many of you shopped the banks for your mortgage?

Did you know that every time you went to the bank, they pulled your beacon score (credit score)…

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Every mortgage office does business on a single entity basis. This means that if they finance 100 million in mortgage funding by September this in turn gives them discount off of whatever the rate may be at that time and…

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Toronto mortgage brokers function as middlemen between home buyer and lender. They match borrowers with bankers by identifying mortgages that suit the needs of their consumer clients. The Paul Sidhu team knows that every client is different and what’s a…

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Buying a home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision today.

When most of us consider becoming homeowners, we immediately think of how wonderful it will be.…

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